What we do
We have a wide range of insurance products categorised in the following:
Provides insurance coverage to risks that affect an individual natural person. The insurance products range from cover to personal property such as Houses, House contents, electronic equipment, laptops, cellphones, and personal money. Personal injury and medical expenses are also covered under personal accident. The Comprehensive Personal Insurance also covers liabilities of a natural person due to and in connection with his activities sporting or otherwise, or by either operating machinery such as motor vehicles, or owning property including animals and pets. A simplified completed proposal form enables us to identify the risks requiring insurance and provide solutions thereat
Commercial insurance products are designed to safeguard the structures and assets associated with a business, such as an office, warehouse, or other commercial property. The products also safeguard professionals such as Doctors, Lawyers, Accountants, and other professionals which provides various services. Consequential loss of any kind that directly results from any Commercial insurance products is also covered. Businesses are legal persons who can sue and be sued and commercial insurance products include Liability policies to cover such risks. Actions by key employees and directors may affect the operations of a business and will be protected by professional indemnity policies or directors' insurance.
This is a specialized class of insurance, covering insurable risks that may affect mechanical plant and equipment, Electronic equipment, construction projects, project installation, Plant erection, and project operation. The consequential loss of any kind including advance loss of profits is also provided for under this class of business together with any legal liability that may arise. Any environmental impairment due to risk associated with operating insured machinery such as mining is also covered under this business class. A detailed proposal form is a pre-requisite for coverage as the information provided determines the insurance coverage and their respective terms and conditions.
This is a specialized class of insurance, covering insurable risks that may affect mechanical plant and equipment, Electronic equipment, construction projects, project installation, Plant erection, and project operation. The consequential loss of any kind including advance loss of profits is also provided for under this class of business together with any legal liability that may arise. Any environmental impairment due to risk associated with operating insured machinery such as mining is also covered under this business class. A detailed proposal form is a pre-requisite for coverage as the information provided determines the insurance coverage and their respective terms and conditions.
This is a specialized insurance class of business that is designed to bring convenience in doing business by providing security documents in the form of guarantees that act as a fall back position for contracting parties should there be shortcomings in intended or guaranteed economic activities. Instead of setting aside funds for the unexpected shortcomings of contractual obligations, the paper securities in the form of bonds and guarantees will be called upon in time of need thereby facilitating trade and releasing liquidity to the contracting parties. The Bonds and guarantees are classified in the following categories: Financial Guarantees Customs and Excise Bonds Construction bonds include Bid bonds, performance bonds, and advance payment guarantees. Master of High Court Bonds such as Liquidation bonds, Estate administration bonds
With the overreliance on ICT for our day-to-day activities, a lot of information both for individuals and organizations is stored in ICT systems. This poses a high risk of possible huge financial losses if unauthorized persons access one's ICT systems. Such risks are insurable under Cyber insurance coverage. This type of insurance is quickly becoming a common insurance coverage considering the risk at hand. As Allied insurance company, we are pleased to advise that we have access to specialized insurance coverage providing cyber insurance for the convenience and security of our clients.
This is the most common insurance coverage in the Zimbabwean economy and in addition to guaranteed comprehensive insurance coverage, we provide convenience to the insuring populace through our wide range of distribution channels which includes brokers, agents, and our many satellite offices countrywide. Clients are spoiled for options for all types of vehicles and their different uses. We have flexible premium payment options both convenient and affordable to all clients.
